We, The Delhi Co-operative Urban T. & C. Society Ltd. completely understand your family's day-to-day needs.
We are here to fulfill your dream of your own house, repair of old house, extension of your existing home, education/ marriages of your children, extension of business and other professional purposes etc.
We are with you to complete all your above dream and needs through hassle free and in a customer friendly atmosphere. If you are looking such help, we facilitate you with a co-operative and truly friendly manner.
Silent Features of our Loan Scheme:
- He/she should be Member of our Society.
- Loan can be advance to more than one person of the family having regular source of income.
- Individuals who may be employed/self-employed in business having regular income.
- Permanent employee of Central/State/Defense/Police Force/Public or Joint Sector Undertaking/reputed firms/establishments/Professional/Business persons with a proper proof of income.
Purpose of Loan
- Extension of existing business.
- Construction of independent house/flat.
- Purchase of independent house/flat.
- Repair/Improvement/Extension/furnishing/renovation of house property.
- Repayment of existing housing loan.
- For purchase/construction of second property (independent house/flat)
- For children Education
- For self/children Marriage
- Any professional purposes
- By EMI or Regular fixed amount of installments..
- The maximum repayment period should not exceed 10 years(120 months)
Rate of Interest
- 11.00% per annum on day-to-day reducing Balance
Other Attractive Features
- No prepayment penalty
- Loan sanctioned within no time if application and documentation fulfilled as per requirement.
- Interest on a monthly reducing balance basis.
Criteria for Loan Sanctioning
- Aadhar Card
- PAN card
- Last Month Pay Slip/Income proof at the time of loan sanctioning